An ordinary man goes wrong side of the law and come to regret the decision. Bobby earns a living selling insurance, but not too much money in it, so that’s the target of malicious jokes coworkers.
Married to Karen, a beautiful woman with whom he has a son, Bobby wants to offer him a better life. Bobby’s passion for golf one day bring him face to face with Irving Vincent, apparently two successful businessmen.
Vincent is interested in policy “Key man”, wanting to secure their business profit against loss caused by death or of Charles. Vincent policyholder claims needs to get a loan. The trick is that it must be signed by both business partners and Vincent tries to avoid that this would happen.
Bobby discovers shocking truths about the two and intentions of Vincent, and from that moment arrives to fear for his family.